Why Recommend Fresh Start?

As you may have experienced, one of the reasons some Buyers are not ready to purchase is because they want to pay off their credit cards first. They want to be able to afford their new mortgage payment, and that makes perfect sense. But with the Fresh Start Program, there is no reason to wait any longer. They can pay off their credit cards and buy their dream home NOW. The Fresh Start Program works by eliminating their burdensome debt through the purchase of their home.

When you are writing up the purchase offer for your Buyer, instead of asking the Seller to pay closing costs for the Buyer and trying to negotiate a lower sales price, think about what will help your Buyer beyond the closing date of escrow. Turn those "traditional" and "limiting" seller concessions into real, long-term financial relief for your Buyer so they can buy their home today and afford that mortgage payment well into the future. This is where the use of the Fresh Start Program comes in.

The Fresh Start Program works like this: The Buyer asks the Seller to pay a fee on their behalf to Quantum Financial for their participation in the Fresh Start Program. Depending on the amount of debt the Buyer wants eliminated, this amount can range anywhere from $3,000 to $30,000. If the Seller agrees to pay this fee, Quantum Financial in turn uses this fee at the close of escrow for eliminating the Buyer’s predetermined debts, providing the Buyer a 2 year home warranty plan, mediation services and a debt management education for the Buyer. It's that easy!